Highlights
                
                    -  Simple Process – Easy online two-step form
-  If approved, your loan funds may be wired to your bank account as soon as the next business day by the lender
-  Flexible Payments – Pay off lenders based on loan terms
-  All Credit Types Welcome to Submit a Loan Request
 
         
                    
                
                                        
Editor's Rating
                    
                                            
                    95
                    out of 100
                
                
             
            
                What's This?
            
        
                    
            
    Features
                                        
                            Payday Penguins Direct they've set the standard for a fast loan request
                            process. They developed a tailored, brief loan request form that only collects the
                            information their network of lenders need to process your loan request.
                            The loan request form is simple and can be filled out without ever having to
                            leave home. Just fill out the request form and Payday Penguins Direct
                            will direct you to lenders for every situation and credit score. If you are approved, your
                            lender can deposit funds directly to your account as soon as next business day after approval.
                        
                        
                            Payday loans are not available in every state and are not available to members of the military,
                            so not everybody can take advantage of the services offered. If you live in a state where
                            payday loans are not available, Payday Penguins Direct may still have
                            alternative products to help you with your financial needs.
                        
                        Loan Request Process Information
                        
                            The loan request form will ask you for personal information and rest assured that the form, the
                            website, and their partners employ the highest levels of security, including SSL and encryption.
                            Payday Penguins Direct is not a lender,  does not broker loans, and does not
                            make credit decisions, but the majority of lenders in their network may require that you have an
                            income of at least $1,000 a month, be at least 18 years old, be a citizen or permanent resident
                            of the US, have a driver's license and Social Security number, and not be a member of the US
                            military. You may also be asked for your bank account information for routing and electronic
                            transfer purposes. Don’t worry if you don’t have a bank account as several lenders they work
                            with specialize in working with people just like you to deliver the loan proceeds in an
                            alternative fashion.
                        
                            Typically, most lenders do not perform a traditional credit check from the big credit reporting
                            agencies, but use alternative reporting services. All credit types are welcome to submit a loan
                            request form. If you receive a loan offer, you will have an opportunity to review the terms of
                            the loan and can decline any loan offer with no further obligation to
                            Payday Penguins Direct or the  lender. These are just a few of the reasons that
                            people come back to Payday Penguins Direct when they need help finding cash.
                        
                        Help & Support
                        
                            Payday Penguins Direct offers robust support through an informative website that
                            includes clear terms and conditions, privacy policies, email support, and a toll-free number.
                            The best source of information is the FAQ page, which has answers to the most common questions
                            about the loan request process. Their website terms and conditions and privacy  policy are easy
                            to read and tell you exactly what you need to know before submitting your loan request.