Sacramento CD Rates Survey for the week May 21, 2012

Written by: BetterFinancePath Staff

According to a recent survey conducted on May 21, 2012 of Sacramento CD rates offered by the area banks & credit unions, Sacramento’s largest financial institutions offered short-term savers 6 month CD’s between rates of 0.05% at Wells Fargo (, and 0.30% at Bank of America ( El Dorado ( has the highest 2-year, with 0.55% CD, while Union Bank ( has the highest 5-year CD rate, with 1.50% CD.

CD’s are typically insured up to $250,000 by the FDIC. As CD’s mature, banks typically re-price the rates on deposits. Make sure that you track when your CD’s mature so that you can roll them over into new CD’s and keep your money working as hard as possible.


Banks 6 month 1 year 2 year 3 year 4 year 5 year
Wells Fargo 0.05% 0.05% NA NA NA NA
Bank of America 0.30% 0.35% 0.40% 0.60% 0.85% 1.11%
Citibank 0.15% 0.25% 0.30% 0.50% 0.75% 1.01%
El Dorado 0.25% 0.35% 0.55% 0.80% NA 1.40%
Umpqua Bank 0.15% 0.20% NA NA NA NA
Union Bank 0.20% 0.30% 0.50% 0.60% 1.01% 1.50%


Rates from banks, thrifts and credit union were posted on their websites on the date indicated for a $10,000 certificates of deposit meeting the specific holding requirement. Data is believed accurate at time of collection, can change without notice, and will vary. Contact a specific institution for current rates.


Sacramento CD Rates Survey for the week May 21,...

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