What are the Best Credit Cards for Rewards?

Written by: Valencia Higuera

There are many perks to opening a credit card in your name, and if you are looking to get the most out of your credit cards, apply for a card that offers a rewards program. Reward programs are perfect if you use your credit cards for everyday purchases, such as gas, groceries, travel and other shopping. Credit card companies need and want you to use your accounts. To encourage frequent use, some companies give cash back and points on practically every dollar spent. You can redeem your points or cash for gift cards, airline miles and much more. If you are thinking about a rewards credit card, here is a list of the best credit cards for rewards.

American Express Premier Rewards Gold Card

Apply for this credit card and earn 25,000 bonus points when you spend $2,000 within your first three months. As a cardmember you will earn one point on every dollar spent, plus triple points on airline and double points on gas and groceries. This card also gives you access to special travel packages, events and hotels around the globe. There is no pre-set spending and you avoid interest fees by paying your balance in full each month. The $175 annual fee is waived the first year.

Capital One Venture Rewards Credit Card

Perfect for frequent flyers, the Capital One Venture Rewards credit card gives you 2 miles per every dollar spent, plus 10,000 bonus miles when you spend $1,000 within the first three months. There is no cap on the number of miles you can earn and your mileage points do not expire. Redeem points on any airline, anytime of the year (no blackout dates). Pay no foreign transaction fees when you travel abroad and pay no annual fee for the first year ($59 a year thereafter).

Citi ThankYou Preferred Rewards Card

Spend $1,000 within the first three months and receive 15,000 bonus points redeemable for cash, gift cards, merchandise and travel. With the Citi ThankYou credit card, you can earn five ThankYou points for every dollar spent at gas stations, grocery stores and drugstores within your first 12 months as a cardmember, then 1 point on every purchase thereafter. There is no annual fee, and with the balance transfer option, you can consolidate your credit card balances and pay a variable APR as low as 12.99%.

Chase Sapphire

Earn 2 point per every dollar you spend at restaurants and 1 point on all other purchases. Plus, spend $500 within the first three months and you’re eligible for 10,000 bonus points – the equivalent of $100. Your points never expire and there is no limit to the amount of points you can earn. Redeem points for a cash back reward, hotel reservations, airline tickets, gift cards and merchandise. There is no annual fee for the credit card reward program.


What are the Best Credit Cards for Rewards?

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